Tuesday, May 3, 2011

Renters Insurance

Protect your apartment or house rental - and your property - with renters insurance *. Progressive Home Advantage renters insurance covers damage to your possessions when you rent rather than own your home.

If you already know what type of insurance policy for tenants who need to get a quote for renters insurance today!
What is renters insurance?

If you rent your home, having insurance protection for you and your possessions is still important. Like home insurance, renters insurance protects you in situations that everyone can face: fire, theft, water damage and other unforeseen circumstances, the owner's policy does not cover.

renters insurance typically provides coverage limits you select, for specific products and situations, including:

* Personal property (furniture, electronics, computers, clothing, etc.)
* The personal liability if someone is injured, whether at home or away
* Damage to your home or apartment caused by a covered loss

Imagine going to dinner or a special family get together, and when you return home is greeted by the lights of police cars and fire trucks. building fires and damage can occur at any time and anywhere, but with the right renters insurance policy, your personal property inside your apartment in general will be covered if it is affected by any of the following:

* Fire
* Smoke Damage
* Flight
building collapse due to poor weather *
* Water leakage or overflow
* Freezing of plumbing, air conditioning and more

renters insurance to protect you against incidents that occur while you're at home, too, like a toaster to burn or a friend slipping and falling while you are visiting. renters insurance provides coverage for your own articles, which provides coverage for injuries to persons or damage to other situations for which you are responsible, too.

You can not trust your landlord's insurance to cover your valuables - landlord insurance only covers the building structure and not their personal property.

renters insurance, sometimes called HO4 policy can provide financial protection you need in the case where assets are destroyed or stolen, as well as liability protection if someone is injured in your home.

Before buying a renters insurance, make an inventory of what you have to decide what level of coverage that makes you feel comfortable. We then get a quote for renters insurance and choose the most appropriate policy for you.

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